100% inflation protection

Inflation is a significant concern for physicians. Recent research indicates that 87% of physicians report concern about inflation*, regardless of age, income or asset level.

For Canada’s physicians, even low inflation can have an outsized impact on life in retirement. Many physicians begin their career with significant medical school debt and enter peak earning years later than other professionals. 

By joining a pension plan designed with rising costs in mind, physicians can better protect their future income and maintain the lifestyle they’ve worked hard to achieve in retirement.

The Medicus Pension Plan™ is a defined benefit multi-employer pension plan designed specifically for physicians in Canada that provides secure, lifetime retirement income that keeps pace with inflation. Medicus entered 2026 with a strong funded status and a well-diversified portfolio, giving the plan the ability to proactively manage inflation, rather than simply absorb its effects.

For four consecutive years, Medicus has provided full inflation protection — helping members’ retirement income keep pace with the cost of living. For active members who joined in 2022, Medicus pensions have increased by an average of 3.5% per year over that period.

While annual inflation increases are not guaranteed, Medicus recognizes the value of inflation protection and strives to grant these increases over time to help our members’ pensions keep up with the cost of living, so they can maintain the lifestyle they’ve planned— today and in the future.